International Payments
Send & receive money across borders. See the full cost before you confirm.
Alt21 gives you
The rate, spread, and all-in cost shown before every trade
Hold 30+ currencies in one account. Pay or get paid in 180 countries.
No subscription fee. No custody fee.
FCA and MFSA regulated. Client funds safeguarded.
Create your account
Enter your name and email to get started
FCA & MFSA Regulated
Client funds safeguarded
Instant platform access
ALT 21 Limited is authorised and regulated by the Financial Conduct Authority (FRN: 783837) in England and Wales (number 10723112). The registered address is 45 Eagle Street, London WC1R 4FS, United Kingdom.
Alt21 Europe Limited is authorised and regulated by the Malta Financial Services Authority in Malta (C 109724). The registered address is 171, Triq l-Ifran, Valletta VLT 1455, Malta.
Why we exist
The payments industry has a transparency problem.
Every time you convert currency through your bank, a margin is embedded in the rate. It's not hidden in the small print, it's just never shown to you at all. Alt21 was built around one principle: you should see the full cost before you commit. Every time.
Rate, spread, and all-in cost shown before you confirm.
Forwards and options directly in the platform.
Expert available when you need one. No ongoing relationship required.
No subscription fee. No custody fee.
HOW TO
Send. Receive. Simplified.
Choose your payment details
Send and receive funds in multiple currencies.
See the full cost, before you commit
View all fees and exchange rates upfront, then approve your transaction instantly.
Manage everything in real time
Track every payment, balance, and open position from one dashboard. Lock in rates on future payments directly from here.
Trusted by finance teams
“I need to make regular payments in Euros and recently established my account with Alt 21. It was straight forward and Patricia and colleagues really attentive. Once the rate calculation was done I realised I had been leaving money on the table using my own bank previously!”
“Alt 21 is an easy to use platform that I would recommend to everyone to use. The price of trades and the clarity and transparency is exceptional. The staff are helpful and are at hand to assist at a moments notice. I have had a great experience using this system.”
“The setup was painless and platform is simple to use. It is extremely competitive compared to the pillar banks and i'm fairly sure ALT21 will capture a large section of the FX market in time.”
All the tools you need to move money internationally and always know what it costs.
Multi-currency accounts
One account for GBP, EUR, USD and 30+ more. No more juggling multiple bank accounts or waiting 3 days for a conversion to settle.
Virtual IBANs or pooled accounts
Get account details that look local to your counterparty. Suppliers and customers pay you faster, without SWIFT delays or correspondent bank fees eating into the amount.
Send and receive globally
Pay or get paid in 180 countries. Full SWIFT and local coverage where available, with real-time tracking that makes cross-border payments effortless.
Pay like a local
Pay suppliers in their currency — whether that’s euros, dollars, dirhams at local payment speed, not SWIFT speed.
The Alt21 Platform
The finance platform your bank should have built.
See the live rate, margin and all-in cost
Know exactly what you're paying before you confirm. Alt21 shows the full rate, spread, and all-in cost on every transaction.
Book forwards and options in-platform
Execute forwards and options directly with expert support available when you need it.
Log in once. See everything.
Real-time P&L, collateral, balances, and upcoming settlements all in one dashboard.
Simple, transparent, and built for better value.
No hidden margin. Ever.
Alt21 shows the rate, the spread, and the all-in cost before every trade. Your bank shows you one number. We show you three.
No subscription fee. No custody fee.
We make money on the spread, and we show you what that spread is. No monthly charges, no platform fees eating into your savings.
Expert support when the trade matters.
When you’re moving significant volume, you can speak to an FX professional. Not a chatbot. Not a ticket. A person who knows your position.
Don’t just take our word for it
“I saved nearly $2,000 on a $100,000 transaction. Our bank had quoted over $2,000 — we completed it on Alt21 for $40. ”
Built-in protection for every payment.
Sending a payment in 90 days? Lock in today's rate now. Alt21 lets you move from a spot payment to a forward contract without leaving the platform or calling a broker.