Grow across borders without losing margin to FX you can’t see.
Alt21 is built for growing UK and European businesses that move money across borders and want to stop getting charged for it without knowing.
Why Alt21
Alt21 is for you if…
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You pay suppliers internationally or receive revenue in foreign currencies and want to know what it’s actually costing you
Alt21 shows you the mid-market rate, the spread, and the all-in cost before every transaction. What your bank shows you after, we show you before
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You have future FX payments you know you should be protecting but haven’t found a simple way to start
Alt21 gives you forward contracts and target rate orders, self-serve in the platform, without a broker call or relationship requirement
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Your business holds cash balances in multiple currencies that are earning almost nothing
Alt21 lets you earn competitive returns on GBP, EUR, and USD balances, managed alongside your FX in the same platform
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Your FX transactions take hours to reconcile into Xero or QuickBooks every month
Alt21 syncs automatically with your accounting software so every trade posts correctly without manual entry
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You’re managing payments, conversions, and currency exposure across more than one platform
Alt21 brings all four into one place: transparent payments, hedging, cash returns, and accounting integrations
The trusted alternative to complex, traditional banking.
See what you’re actually paying on FX
Alt21 shows you the mid-market rate, the spread, and the all-in cost before every transaction. Pay suppliers in 180+ countries at transparent rates. No hidden margin, no surprise at settlement.
Lock in rates when currency moves threaten your margins
Alt21 lets you lock in today’s rate for up to 24 months. No broker call. Self-serve in the platform. Expert support available when the trade is complex.
Connect your bank and accounting software. Remove the manual work.
1,200+ bank integrations. Xero, QuickBooks, NetSuite, and Sage. FX trades reconcile automatically. Payment approvals, exposure tracking, and reporting in one dashboard.
Put your idle cash balances to work
Earn competitive returns on GBP, EUR, and USD balances, managed in the same platform as your FX, not a separate account. No lock-in. Access your funds when you need them
Hedge with confidence
Protect your margins
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Total transparency
See the rate, the spread, and the all-in cost before you commit. Every time.
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Plan ahead
Lock in today’s rate for a payment you’re making in 1 to 24 months. Your budget is protected regardless of what the market does.
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Flexible protection
FX options let you cap your worst-case rate while keeping the upside if the market moves in your favour.
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Smart automation
Set the rate that works for your business. Alt21 monitors the market and executes automatically when it’s hit. No charts to watch.
Earn Interest on your cash
Unlock more from your money
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Make your money work for you
Earn interest on balances so your funds don’t sit idle.
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Hedge without tying up your working capital
Deposit-free hedging means your cash stays accessible while your FX exposure is protected.
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See your full cash and FX position in one dashboard
Every balance, open position, and return. Updated in real time. No logging into separate accounts.
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Simple management
Track deposits and hedging funds with full transparency.
Accelerate your growth
See what your FX is actually costing you
Price a trade in 30 seconds, no account needed. See the mid-market rate, Alt21’s rate, and what your bank would charge. Most businesses are surprised by the difference
Open an account in under 15 minutes and start saving.
Connect your bank accounts and accounting software your FX costs become visible from day one
Add hedging, returns, and automation as you need them
Start with transparent payments. Add forward contracts when you have FX exposure to protect. Connect your accounting software to remove the manual work. The platform grows with your business.
Your trusted partner for secure global trading
Expert support when a trade matters.
When you’re moving significant volume or hedging for the first time, an experienced FX professional is available. Not a chatbot. A person who knows your position and can help you think through the right strategy.
FCA and MFSA regulated. Your money in segregated accounts.
Alt21 is fully authorised in the UK and EU. Your funds are held in segregated accounts, never co-mingled with company funds. The protection of a regulated institution with the accessibility of a modern platform.
No subscription fee. No custody fee. Takes under 15 minutes to open.
You pay on the spread, which we show you before every trade. No monthly charges, no platform fees, no minimum volume.
Delivering real results for real businesses.
