Limits may apply to payments and FX transactions depending on factors such as the currency, transaction type, account and product being used.
You can view the hedging limits that apply to your account or speak to the Alt21 team if you’re planning a larger payment or FX transaction.
Alt21 supports 30+ currencies for managing FX and international payments.
The currencies and payment routes available can vary depending on the type of transaction and service you’re using.
No. Alt21 sits alongside your existing banking. Hold funds where you already do; use Alt21 to execute FX and run cross-border payments more efficiently.
Log in to your Alt21 account, choose your currency and amount, and send to over 180 countries via SWIFT, SEPA, or local payment rails. You’ll always see the exact rate and fees before you confirm.
Local transfers (GBP Faster Payments, EUR SEPA) usually arrive in minutes. SWIFT transfers may take longere.g.1–2 business days, depending on the destination.
GBP (UK) – Faster payments within the UK
EUR (Eurozone) – SEPA payments across Europe
CAD (Canada) – Local payments in Canadian dollars
USD (United States) – ACH or wire payments
AUD (Australia) – Local payments in Australian dollars
Other major currencies – Available depending on your account setup
Share your Alt21 account details (local IBAN or SWIFT/IBAN) with your payer. Funds will arrive directly in your account, in the original currency or converted instantly at transparent rates.
Alt21 offers transparent pricing. You’ll see all fees upfront, including any mark-up on currency conversion, before confirming a payment. No hidden costs.
Local payments are typically instant or same-day. International SWIFT payments usually take 1–3 business days, depending on the currency and destination.
