See your FX costs before you trade
Know the estimated FX margin before you convert EUR to USD, so you can see more clearly what your international payment could cost.
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Compare your FX Costs
EUR
Based on an Alt21 margin of 0.04%. Some UK business bank accounts publish FX conversion charges of up to 2–2.65%.¹
Rates and margins vary by transaction - create an account to see your rate.
Businesses convert euros to US dollars for many reasons, from paying US suppliers and invoices to purchasing goods, managing overseas costs or receiving revenue in USD.
When these payments are regular or significant, the EUR to USD exchange rate and FX margin can make a meaningful difference to the overall cost.
For businesses with ongoing exposure to both currencies, movements in the EUR/USD rate can also affect forecasts, margins and cash flow.
Understanding your exposure, rather than trying to predict exactly where the exchange rate will move next, can help you plan international payments more effectively.
¹ Barclays Business Banking International Tariff (March 2026): conversion charge up to 2%, reducing for transactions above £25,000.
NatWest Business: margin on core currencies not exceeding 2.65%. Bank of Scotland Business: FX margin of 1.95%, standard margin 2.60% for payments of £25,000 or less.
Know the estimated FX margin before you convert EUR to USD, so you can see more clearly what your international payment could cost.
Your estimated FX margin is shown upfront, helping you understand the cost of converting euros to US dollars before making your payment.
Manage your international payments through the Alt21 platform, with support from our team when you need it.
HOW ALT21 WORKS
Your exchange rate matters when you're making international business payments, but it isn't the only number worth looking at. When converting EUR to USD, the rate you receive can include an FX margin added to the underlying market rate. That means two providers quoting the same currency pair may still give you different overall conversion costs. Alt21 shows your estimated FX margin before you trade, helping you understand the potential cost of your EUR to USD conversion before making your payment.