The Alternative Banking Platform
Alt21 vs Airwallex: For businesses that need to manage FX, not just move money.
With Alt21 you can:
Lock in exchange rates with forward contracts
Protect your margins on future payments. Book forwards directly in the platform, no broker call needed.
See the full cost before every trade
Rate, spread, and all-in amount shown upfront on every trade type, every time. No surprises.
Earn returns on idle cash balances
Competitive returns on GBP, EUR, and USD managed alongside your FX, with no lock-in.
Book options and set target rates in the platform
Manage your FX exposure self-serve. Set target rates, automate execution, and access expert support when a trade really matters.
Create your account
Enter your name and email to get started
FCA & MFSA Regulated
Client funds safeguarded
Instant platform access
ALT 21 Limited is authorised and regulated by the Financial Conduct Authority (FRN: 783837) in England and Wales (number 10723112). The registered address is 45 Eagle Street, London WC1R 4FS, United Kingdom.
Alt21 Europe Limited is authorised and regulated by the Malta Financial Services Authority in Malta (C 109724). The registered address is 171, Triq l-Ifran, Valletta VLT 1455, Malta.
Alt21 vs Airwallex
What's the difference between Alt21 and Airwallex?
Yes — 0.5% above interbank on major currencies (1)
Yes — rate, spread and all-in cost shown before every trade
Yes — up to 180 days, G10 currency pairs only (2)
Up to 24 months, self-serve in platform
Not available (3)
Available in platform
Not available (3)
Yes — set a rate, Alt21 executes automatically
Yes — 20+ currencies (1)
Yes — multi-currency accounts with local IBANs, no setup fee
Xero, QuickBooks (1)
Xero, QuickBooks, NetSuite, and Sage
Online support (1)
In-house FX professionals available for complex trades
Digital-first businesses focused on payments and multi-currency operations
Growing businesses that need deeper hedging capability and longer-dated rate protection
Frequent international payments at low cost (1)
Growing businesses that need transparent FX and in-platform hedging
- Airwallex UK pricing and product details — goodmoneyguide.com/review/airwallex/, April 2026
- Airwallex forward contracts — airwallex.com/blog/how-to-minimise-foreign-exchange-costs, April 2026
- Options and target rate orders not listed as available products — airwallex.com, April 2026
Enterprise hedging tools. Built for growing businesses
Alt21 was built around you. A self-serve platform where you see every cost, execute every trade, and never wait for a callback.
Transparency
See the full cost of every trade before you confirm
Alt21 shows you the rate, the spread, and the all-in amount upfront on every trade type, every time. No surprises after the fact.
Live rate, spread, and all-in cost shown before every trade
Spot, forward, and option contracts all priced clearly
No subscription fee. No hidden charges.
In-platform hedging
Lock in rates, book options, and hedge all self-serve.
Protect your margins on future payments with forwards and options booked directly in the platform. No broker call. No relationship required to get started.
Forward contracts up to 24 months ahead
Set target rates. Alt21 executes automatically when hit.
Expert FX support available when a trade really matters
Visibility
Every balance, position, and currency in one place
See your full cash and FX position in real time. Open forwards, multi-currency balances, P&L, and exposure, without logging into multiple accounts.
Connects to Xero, QuickBooks, NetSuite, and Sage
Real-time P&L, collateral, and transaction reporting
1,200+ bank connections via Open Banking
Trusted by finance teams
“I need to make regular payments in Euros and recently established my account with Alt 21. It was straight forward and Patricia and colleagues really attentive. Once the rate calculation was done I realised I had been leaving money on the table using my own bank previously!”
“Alt 21 is an easy to use platform that I would recommend to everyone to use. The price of trades and the clarity and transparency is exceptional. The staff are helpful and are at hand to assist at a moments notice. I have had a great experience using this system.”
“The setup was painless and platform is simple to use. It is extremely competitive compared to the pillar banks and i'm fairly sure ALT21 will capture a large section of the FX market in time.”
The Alt21 Platform
The finance platform your bank should have built.
See the live rate, margin and all-in cost
Know exactly what you're paying before you confirm. Alt21 shows the full rate, spread, and all-in cost on every transaction.
Book forwards and options in-platform
Execute forwards and options directly with expert support available when you need it.
Log in once. See everything.
Real-time P&L, collateral, balances, and upcoming settlements all in one dashboard.
HOW TO
Onboard in Minutes.
Quick Registration
Provide your business details and verify your identity through our secure, encrypted portal..
Strategy Consultations
Speak with our FX specialists to tailor a hedging strategy that fits your unique business cycles.
Execute & Optimise
Start executing trades at institutional rates and monitoring your portfolio in real-time.
Let users protect future payments from currency swings before they send or receive them directly inside your platform.
Don’t just take our word for it
“I saved nearly $2,000 on a $100,000 transaction. Our bank had quoted over $2,000 — we completed it on Alt21 for $40. ”
Ready to optimize your currency exposure?
Join hundreds of businesses saving on every international transfer with Alt21.