Platform
Platform

Payments
Send & receive internationally and see the full cost before you confirm

Hedging & Options
Protect your margins from currency moves with forwards, options, and target rates in platform

Earn returns
Put excess cash to work and earn interest on idle balances across currencies

Connect & automate
Integrate Alt21 into your daily workflows.
Who it’s for
Who it’s for

Growing businesses
Transparent FX, payments and hedging for cross-border growth.

Finance teams
FX, payments and reconciliation, automated in one platform.
Partners
Partners

Partner Platform
Offer FX, Hedging and Payment Solutions to your clients.

Marketplaces & Platforms
Embed FX, Hedging and Payments into your workflows.

APIEmbed powerful FX capabilities into your existing systems.
Resources
Resources

Blog
FX & Treasury Insights

Newsroom
Company & Product updates
Articles

Why hedge currency risk? Theories, myths and the reality of FX riskBlog
Ten reasons businesses hedge currency risk, and ten myths that stop them. One clearer way forward.
FX Hedging Software for UK Businesses: What to Look for in 2026Blog
This guide explains what a hedging platform should actually do, what to look for when evaluating your options, and how platform pricing typically compares to bank rates.
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Platform
Who it’s for
- Growing businesses
  Transparent FX, payments and hedging for cross-border growth.
- Finance teams
  FX, payments and reconciliation, automated in one platform.
Partners
Resources
- Blog
  FX & Treasury Insights
- Newsroom
  Company & Product updates
Price your trade
About
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Resources Why are Alt21’s rates so much lower than a high-street bank?

Why are Alt21’s rates so much lower than a high-street bank?

Liam Bartholomew

15 Apr 2026 • 1 min read

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The alternative banking platform.

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© 2016-2026 Alt21 Limited

Alt21 trades through its wholly owned subsidiaries Alt21 Limited (Company Registration No. 10723112) and Alt21 Europe Limited (Company Registration No. C 109724).

Alt21 Limited is authorised and regulated by the Financial Conduct Authority (FRN: 783837). The registered address is 45 Eagle Street, London WC1R 4FS, United Kingdom.

ALT21 Europe Limited is authorised and regulated by the Malta Financial Services Authority as an Investment Firm under the Investment Services Act (Cap. 370 of the Laws of Malta), and as a Financial Institution for the issuing of electronic money and provision of payment services under the Financial Institutions Act (Cap. 376 of the Laws of Malta). The registered address is 171, Triq l-Ifran, Valletta, VLT 1455, Malta.

Alt21 Software Limited, the parent company, is incorporated in Ireland (No. 578153) with its registered office at 3rd Floor, 40 Mespil Road, Dublin 4, D04 C2N4, Ireland.

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