The Alternative Banking Platform
Transparent FX and hedging. Built into your finance stack.
Platform Experience
Create your free account
No subscription fee. Set up in minutes.
We verify your business
Access the platform while we work in the background
See the live rate, margin, and all-in cost
Full transparency before every trade
Book, hedge, and earn
Forwards, options, and returns on idle cash. All in one place
Create your account
Enter your name and email to get started
FCA & MFSA Regulated
Client funds safeguarded
Instant platform access
ALT 21 Limited is authorised and regulated by the Financial Conduct Authority (FRN: 783837) in England and Wales (number 10723112). The registered address is 45 Eagle Street, London WC1R 4FS, United Kingdom.
Alt21 Europe Limited is authorised and regulated by the Malta Financial Services Authority in Malta (C 109724). The registered address is 171, Triq l-Ifran, Valletta VLT 1455, Malta.
The Alt21 Platform
The finance platform your bank should have built.
See the live rate, margin and all-in cost
Know exactly what you're paying before you confirm. Alt21 shows the full rate, spread, and all-in cost on every transaction.
Book forwards and options in-platform
Execute forwards and options directly with expert support available when you need it.
Log in once. See everything.
Real-time P&L, collateral, balances, and upcoming settlements all in one dashboard.
Trusted by finance teams
“I need to make regular payments in Euros and recently established my account with Alt 21. It was straight forward and Patricia and colleagues really attentive. Once the rate calculation was done I realised I had been leaving money on the table using my own bank previously!”
“Alt 21 is an easy to use platform that I would recommend to everyone to use. The price of trades and the clarity and transparency is exceptional. The staff are helpful and are at hand to assist at a moments notice. I have had a great experience using this system.”
“The setup was painless and platform is simple to use. It is extremely competitive compared to the pillar banks and i'm fairly sure ALT21 will capture a large section of the FX market in time.”
One platform. One transparent price.
Alt21 gives you everything you need to send, receive, convert, and protect your money. No setup costs, subscriptions, or hidden fees.
Transparency
You're paying more than you think on every FX transaction. The margin is built into the rate. You only see the number, not the cost.
Live rate, spread, and all-in cost shown before every trade
No hidden charges baked into the rate
Spot, forward, and option contracts, all priced transparently
Control
Hedging feels like more effort than it's worth. Getting a forward rate means calling a broker, waiting, and hoping..
Book forwards and options directly in-platform
No broker call. No relationship required
Set target rates and automate execution
Visibility
Your FX exposure is spread across too many tools.Payments, positions, and reporting live in different places and reconciliation takes longer than it should
All balances and currencies in one dashboard
Connects to Xero, QuickBooks, NetSuite, and Sage
Real-time P&L, collateral, and transaction reporting
Don’t just take our word for it
“I saved nearly $2,000 on a $100,000 transaction. Our bank had quoted over $2,000 — we completed it on Alt21 for $40.”
Ready to optimize your currency exposure?
Join hundreds of businesses saving on every international transfer with Alt21.