White-label our technology to add automated FX Hedging services for your SME client base
BankHedge for Financial Institutions
Leverage our BankHedge™ platform to automate all the key steps of the end-to-end FX hedging process, from pricing to settlement, into a highly efficient, scalable and profitable service.
Capitalise on the SME hedging gap
Is your SME FX offering limited to spot transactions? If so, you’re missing out on revenue opportunities and leaving yourself vulnerable to competition and client attrition. Banks often struggle to profitably serve SMEs while managing tight IT budgets and competitive pricing. Meanwhile, SMEs find banking processes complicated, opaque, and expensive. We’re here to help you transform this perception and unlock new potential.
Get everything you need, in one place and right away, to build and run a profitable hedging business.
Hedging-as-a-service
Get instant access on the cloud to the only 100% automated end-to-end hedging platform for SME banking.
Liquidity-as-a-service
Connect to over 180 liquidity providers to enable global reach with a local presence for your SMEs.
Payments-as-a-Service
Offer it quickly to your SME client base, on a self-service 24/5 basis, at zero client acquisition cost and minimal operating cost.
Business benefits for SMEs
- Simple, transparent, affordable FX hedging
- Reduced financial uncertainty and volatility
- Fewer distractions, re-focus on core business
- Renewed appetite for new ventures
- Having one trusted financial partner (you) for sustainable growth
Business benefits for your bank
- Stronger SME loyalty, lower attrition
- Higher net income per SME with zero CAC and competitive liquidity sourcing
- Diversification of income away from commoditised spaces like FX spot
- Differentiation vs. other banks and disruptive players
Fully automated FX Hedging platform for SME banking services
BankHedge™, our back-to-front automated hedging platform for banks, lets you build and control your hedging business, and deliver a simple, friendly, self-service hedging UX to SMEs.
Efficiency
End-to-end automation; pre-integrated with your core banking system
Agility
Ready-to-run out of the cloud; choice of liquidity providers
Flexibility
Control your product menu, pricing, risk warehousing, etc.
Usability
Simple SME UX with guided hedging process, transparent T&Cs
Enhance you FX Services for SMEs
100% automated
BankHedge™ automates all the key steps of the end-to-end hedging process, from pricing to settlement, into a highly efficient, scalable and profitable service.
Pricing and quote generation
Order Capture & Execution
Trade confirmation & verification
Reconciliation and settlements
Real-time risk system
Cutting-edge architecture for an outstanding hedging enterprise
BankHedge’s cutting-edge architecture maximises your enterprise’s efficiency, agility, and flexibility. Its layers are seamlessly integrated yet decoupled, and its underlying capabilities are organised into modular domains which support FX payments.
SME self-service portal
- Easy to use UX
- Accessible 24/7
- Support over 200 currencies
- Guided hedging
- Option to provide transparent pricing
- Embedded learning materials
Fully Embedded
- Services consumable via API
- Embedded at point of need, in any of your UIs
Powering an outstanding hedging experience for SMEs
BankHedge lets you build, run and evolve an SME hedging experience that’s hard to match, and which enriches your SME offering into a market-leading proposition.
Hedging solutions for SMEs
- 200+ currencies
- Rich instrument catalogue: FX spot, forwards, and options
- Multi-currency accounts
- Embedded educational materials
SME hedging experience
- A guided, self-service hedging process
- In a simple portal, accessible 24/7, with solutions 24/5
- Or, embedded at the point of need, in a familiar UI
- Transparent T&Cs
Banks work with ALT21 because we are:
Focused on hedging
We understand it better than most.
Tech-Obsessed
Passionate about using technology to break down barriers.
Solidly backed by investors
We’re here to stay.
Not just techies.
Many of us come from finance, we understand you.
Dedicated to SME
We understand their unmet hedging needs.
Committed to simplicity
Everything we do is to make hedging simpler.
Overcome barriers to growth
Cloud-native
Multi-tenanted
Integrated
Open
Embeddable
Single sign-on
Decoupled
Modular
Bank controller portal
Front end
- Onboarding & client mgmt.
- Full range of FX products for SMEs
- Control mark-ups & fees
- Real-time risk & reporting
- Hedgucation
Back end
- Automate end-to-end operations (settlement, etc.)
- Platform management
- Users & authorisations
- Transaction & beneficiary screening
- Bank grade security
